Thats why they invented the joint stock company. Individuals invest their surplus wages in a joint venture in order to gain access to capital that costs too muc

Thats why they invented the joint stock company. Individuals invest their surplus wages in a joint venture in order to gain access to capital that costs too much for any one of them to afford. They also capture these gains because the increased productivity of the company results in more products of greater value on the market. In short, they benefit as consumers.