Well it got rid of insurers denying coverage or charging more for pre-existing conditions, which is obviously the morally right thing to do, but is roughly like

Well it got rid of insurers denying coverage or charging more for pre-existing conditions, which is obviously the morally right thing to do, but is roughly like being able to buy fire insurance while your house is already half burned down. IMO the conclusion is just that insurance is a bad model for healthcare coverage.