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> When an entire employee base gets health insurance together, the people needing expensive care and the people not needing any care all average out together.
by mgkimsal 6y ago
> When an entire employee base gets health insurance together, the people needing expensive care and the people not needing any care all average out together.
Often/usually, the people needing very expensive care aren't employed in the first place, as they're often not able to work, or at least not able to work in a company with employer-provided health insurance in the first place.
- kube-system 6y agoThat is sometimes the case, but you also don't have to work a job to be covered under employer-sponsored health insurance -- you could simply be related to someone with a job.