You’re absolutely right. Unemployment benefits should absolutely be available to anyone who can’t do their job as a consequence of choosing to shelter-in-place.

You’re absolutely right. Unemployment benefits should absolutely be available to anyone who can’t do their job as a consequence of choosing to shelter-in-place. Countries can much better afford to offer unemployment benefits to the “at-risk sheltering” population than they can to offer the same benefits across their entire working population. Most working age people are not at high risk. Provided you’re not paying people more to not work than they would earn working, you can let the market decide.