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Privacy.com offers this. You just generate an isolated card for the merchant and close it after cancelling.
by mkskm 6y ago
Privacy.com offers this. You just generate an isolated card for the merchant and close it after cancelling.
- lmm 6y agoThat's not legally sound. They can claim to have still been providing the services you contracted for (whether you used them or not) and get a court judgement against you.
- mkskm 6y agoHow so? The cancellation request has already been made in writing. This just adds protection against the merchant continuing to charge you.
- lmm 6y agoIf the merchant attempts to continue to charge you, it's because they have some argument that they're authorised to (e.g. they didn't receive your cancellation request). Getting a credit card charge you can dispute gives you more visibility and makes it easier to show good faith.
- heedlessly3 6y agoI could see this having problems for credit dispute. For example, your Chase card pays Piracy.com. Some vendor makes an unauthorized charge on your Privacy card. Now you have to deal with Privacy's policy instead of your bank's policies to dispute
- mkskm 6y agoYes, disputes have to be done through Privacy from what I understand. See: https://support.privacy.com/hc/en-us/articles/360012288114-How-do-I-submit-a-dispute-for-a-transaction-made-using-a-Privacy-Card- https://support.privacy.com/hc/en-us/articles/360012288114-H...