3 ms·
The problem with these experiments is the same for any that provides middle-class-to-poor people with a benefit: they know it's only a short term thing so they
by xphilter 6y ago
The problem with these experiments is the same for any that provides middle-class-to-poor people with a benefit: they know it's only a short term thing so they will use it up while they have it. I doubt we're going to get any real results with this.
My favorite example is the Rand study that's been used to give Americans high-deductible hell. https://www.rand.org/health-care/projects/hie.html https://www.rand.org/health-care/projects/hie.html
It's been a while since I dug into it, but essentially the study was filled with logical flaws. In summary, people were enrolled in health insurance plans and studied to see how they would react. If given 'free' health care would they use it more and if given high-deductible, would they use it less.
Two giant flaws I remember. First, no crap if you gave a broken country a short-term solution people will use it up (which supports the conclusion that we should make health care expensive). Second flaw was that if a person was enrolled in high-deductible and had high expenses they could quit! and go back to their normal plan. So of course the data would support that high-deductible folks spent less. Which is why we're all stuck with high-deductible garbage.