We don't know what Equifax has. Maybe there's no proof that they have access to Facebook and Gmail and the like, but they may well have it and there's no way to

We don't know what Equifax has. Maybe there's no proof that they have access to Facebook and Gmail and the like, but they may well have it and there's no way to know they don't. These big companies have serious trust issues to overcome and they do comply with the law in countries which DO have social credit systems.