I agree that health care is very expensive, but you may be overestimating a bit... I looked up some plans on California's exchange for a hypothetical family of

I agree that health care is very expensive, but you may be overestimating a bit... I looked up some plans on California's exchange for a hypothetical family of 5, and all except for the "platinum" tier were between $1200/mo and $1600/mo -- so 6% to 9% in this particular example. With a lower income, the percentage would increase -- but only up to a point since a family of 5 starts qualifying for ACA subsidies if their income is less than $120K. The subsidies make a big difference -- 84% of people who purchase insurance through the exchanges receive a subsidy and the average monthly cost of a plan after taking subsidies into account is $145 (vs $595 without) [1]. [1] https://www.healthinsurance.org/obamacare/will-you-receive-an-obamacare-premium-subsidy https://www.healthinsurance.org/obamacare/will-you-receive-a...