There's an excellent Fintech Beat podcast that covers the cons for a proposal like this in detail (centered around CBDC, but many of the arguments remain): http

There's an excellent Fintech Beat podcast that covers the cons for a proposal like this in detail (centered around CBDC, but many of the arguments remain): https://pca.st/episode/e06c5ca7-df90-4fcf-86da-5ba2d5f0ead1 https://pca.st/episode/e06c5ca7-df90-4fcf-86da-5ba2d5f0ead1