You also have to factor in the effect on your future earnings of looking for a job while not having a job. You're bound to get lower offers (unless you can cred

You also have to factor in the effect on your future earnings of looking for a job while not having a job. You're bound to get lower offers (unless you can credibly give the impression of someone who's so wealthy that they never need to get a job). So even if you have a year's salary saved up and find another job within months, it could still be a big financial hit in the long term.