Skills can be gained. The bigger more of failure is a health reason preventing you from working most everywhere or in a huge chunk of work. Calculate the summe

Skills can be gained. The bigger more of failure is a health reason preventing you from working most everywhere or in a huge chunk of work. Calculate the summed rates of cancer, heart attack with complications, blindness, deafness and maiming accidents. This makes stable FIRE risky, and the solution to limit exposure to these risks is to save even more, but invest a bit less, and ensure you get the illiquid assets needed for long term survival as early as you can.