It might not be actually. > Federal Mortgage Relief Programs >Federally Backed Mortgages >Under the provisions of the CARES Act, individuals with federally b

It might not be actually. > Federal Mortgage Relief Programs >Federally Backed Mortgages >Under the provisions of the CARES Act, individuals with federally backed mortgage loans who are experiencing financial hardship due to COVID-19 can request a forbearance period by contacting their mortgage servicer. Federally backed mortgages include FHA, VA, USDA, Fannie Mae and Freddie Mac. >The CARES Act provides for affected borrowers to defer their mortgage payments for up to 180 days. Borrowers also have the right to apply for an extension of another 180 days of forbearance. There will be no penalties or fees added to the account, although regular interest will still accrue. The above is from this Forbes article: https://www.forbes.com/sites/advisor/2020/04/20/mortgage-payments-interrupted-by-covid-19-the-federal-and-state-response/#1b76a22c4a08 https://www.forbes.com/sites/advisor/2020/04/20/mortgage-pay... In the article, they link to this resources page: https://www.consumerfinance.gov/coronavirus/mortgage-and-housing-assistance/mortgage-relief/ https://www.consumerfinance.gov/coronavirus/mortgage-and-hou... Not all mortgages are backed by the federal government, but if you’re serious about not being able to afford your mortgage you should look into yours, and check to see if your state has any resources too.