Yes, when he's had about 3 decades of growth on a solid nest egg in equities, fixed income, and possibly real estate is a good time. Any money he wastes now doe

Yes, when he's had about 3 decades of growth on a solid nest egg in equities, fixed income, and possibly real estate is a good time. Any money he wastes now doesn't compound with time. Time is his best advantage now. And time takes no options skills to monetize.