Possible to plug directly into the banking system, and also provide common savings/checking bank account experiences to customers. The key difference is in bein

Possible to plug directly into the banking system, and also provide common savings/checking bank account experiences to customers. The key difference is in being fully reserve backed (no fractional reserves). David Kinitsky and Marco Santori from Kraken talk some of these details in a podcast called "On The Brink", if you'd like to learn more.