Find a FIRE group based in your country/state. There are loads on Facebook and likely other platforms. People pursuing FIRE aim to save and increase a significa

Find a FIRE group based in your country/state. There are loads on Facebook and likely other platforms. People pursuing FIRE aim to save and increase a significant proportion of their income so they can retire early (30-50s) and have a wealth of knowledge on tax efficient investing. Better yet they're not advisors so they won't charge you anything. It's different in every country thus why you need local advice. For example students loans, in the UK it's more often than not a terrible idea to pay them off early. But that might be very different in other countries.