I don't think you're alone in being perplexed. I've seen neighbors take risks that strike me as insane. It's been a real eye-opener for me regarding differences

I don't think you're alone in being perplexed. I've seen neighbors take risks that strike me as insane. It's been a real eye-opener for me regarding differences in how people assess risk, make risk/reward tradeoffs, deal with stress, etc.