Life's short. Don't spend it in debt to banks. Paying off your debts is life changing. Imagine heading into the 2008 recession with a paid off house and car,

Life's short. Don't spend it in debt to banks. Paying off your debts is life changing. Imagine heading into the 2008 recession with a paid off house and car, and an emergency fund that will pay at least 6 months of expenses. Financial worries are one of the top 3 things couples argue about. Be different. Don't sabotage yourself by not taking care of your body. Avoid alcohol, tobacco, and other drugs. You can live without them, and you'll be much healthier. Avoid excess sugar. If its not a desert, it should not be high in sugar. Work out. Take walks. Hike. By the time you're 50, you'll notice that people who have not taken care of themselves are no longer able to work mentally demanding jobs. Pay attention to stress. It's the big killer. It will kill your ability to think, and your ability to have meaningful relationships. And, eventually, it will kill you. If you're getting stressed, find a different way, a different job - change whatever you have to.