I realized at some point that if I took a 1-year break between high school and college, I could've secured retirement right away. $12/hr is $24k/year. The summ

I realized at some point that if I took a 1-year break between high school and college, I could've secured retirement right away. $12/hr is $24k/year. The summer after high school and the full year that follows is 1.25 years. That's now $30k. Working nights and weekends (2 part-time jobs) doubles it to $60k. After taxes, there's roughly $48k left. $40k would roughly double (in the original year's currency) every 10 years if the S&P 500 kept growing at the historical average 7% over inflation. That's $640k at 59 and $1.28MM at 69. Meet all RDAs with just a variety of quality whole foods, 1:1:1 calcium:phosphorus:magnesium, and ensure sufficient quality sleep. Sustained-release melatonin eventually. ZMA may work well enough for younger males. Keep big hormones at pubertal levels as long as you can. Naturally (just foods, vitamins, and minerals; not excess protein or other tricks) raise IGF-1 as much as you can. Match levels of progesterone/melatonin, hGH, and DHEA present at the age IGF-1 represents. At most 5-10% of romantic pairings can be minimally mutually satisfying once the dust settles. Not 5-10% of relationships entered by a person. Rather, 5-10 out of 100 randomly selected males and 5-10 out of 100 randomly selected women. Such a reality does not mute love, lust, the initial high/spark that can last months up to even 2.5 years, or pregnancy. Many can go a long time without realizing compatibility once paired is uncommon. Worse, as 20% or 50% of women encountered (by MSW) are a mutual match. Overlap (many matching with the same 20%), aesthetic misalignments, etc all reduce likelihood of progression. The typical ages at which men and women get married are 29 and 28. 50% between those 26-35 end in divorce within 10 years. 2/3rds of second marriages end within 10 years. 75% of third. 80% of people over 40 have been married at least once. 80% of women over 40 have had at least 1 child. 25-30 are peak years for saving. And f*cking. Avoid (relationships,) marriage and definitely kids until after. Wait until you can think clearly. Why buy a house if you don't have any kids? Houses are easily a trap. Always pay cash (ie, avoid debt). Even for a car. Even for an education (tricky). And even for a house! Save at least 50% of take-home salary to a high-yield investment account, even if just buying up the S&P 500 fund. Eventually, the amount saved/compounded will recover all after-tax money ever earned. At such a time, the interest/DRIP income will replace the take-home salary. Usually happens in 15-20 years.