I had a checklist of requirements: * OXF import so that duplicate transactions are not an issue. * An iPhone app so my wife can see the state of the budget.

I had a checklist of requirements: * OXF import so that duplicate transactions are not an issue. * An iPhone app so my wife can see the state of the budget. * Envelop budgeting by default. Lunch Money meets none of these. I don't think I am the target market, but the UI has won me over. I'm totally going to do everything I can to make this work. I suspect the API will make that possible. Amazing job on the interface, clean fast and appealing while showing loads of information all at once.