> $39.95 and $3995 are commonly pronounced exactly the same To non-English speakers, it is common to read "$3995" as "thirty-nine ninety-five". It is very rare

> $39.95 and $3995 are commonly pronounced exactly the same To non-English speakers, it is common to read "$3995" as "thirty-nine ninety-five". It is very rare to say "three thousand and nine hundred and ninety-five dollars". Usually one understands from context. "I paid just over fifteen for a used car", I would assume thousand... ...but it could be car collectors talking about spending 15 million.