Personal responsibility can never be outsourced. If one does not want to lose something, one makes an independent backup. Google or whoever offers a probabilist

Personal responsibility can never be outsourced. If one does not want to lose something, one makes an independent backup. Google or whoever offers a probabilistically reliable system at a certain price. If one does not like the odds, pay a little more for another backup. Recurse. (Or just curse when data is lost.)