I feel like the drainage/leaks/flooding is the biggest issue, with difficulty in repairs being second. I've had to deal with leaks, limited landscaping, cracks

I feel like the drainage/leaks/flooding is the biggest issue, with difficulty in repairs being second. I've had to deal with leaks, limited landscaping, cracks from earthquakes, difficult and expensive repairs, depreciating home value, pest problems, and people invading my privacy in conventional wood frame homes. I imagine I would also have more experience with mold if I didn't live in a dry region. Ironically enough, the earth-bermed house my mom purchased in 2012 appears seems to be the most durable overall because it's owner built and they spent time/effort/thought on drainage, functionality, maintenance, safety, etc... The only significant downside is earthquake insurance is prohibitively expensive because the lower level is masonry and was built before a certain point in time. I'm fairly certain it's reinforced with rebar, but it wasn't required to be in the building code at that point and insurance treats it as unreinforced masonry because of that.