> One particularly stormy night, a torrent poured into the front atrium from the street above the house and flooded the great room. ... Who would have thought t

> One particularly stormy night, a torrent poured into the front atrium from the street above the house and flooded the great room. ... Who would have thought to buy flood insurance for a house high upon a hillside? Presumably someone that noticed that the street is above the house, and there are entrances to the house with higher land on all sides of them? Those both seem like red flags to me. I'm not sure how much of the water problems are endemic to the type of house and how much are from poor planning and placement by the original architect and builders, but at least some of it looks to be because of poor planning and building.