3 ms·

If you aren't interested in an accurate assessment, what is the point of your assessment process? Many industries have found that creditworthiness is a good pr

by bpt3 6y ago

If you aren't interested in an accurate assessment, what is the point of your assessment process? Many industries have found that creditworthiness is a good proxy for general responsibility, moreso than your "gut feel" I strongly suspect. Your position is that somehow your seemingly arbitrary (and intentionally inaccurate?) assessment process is morally superior to those who actually want to obtain an accurate assessment of an individuals likelihood to honor the terms of the contract they are both entering into.

Pfhreak 6y ago
You and I are talking past one another, and I suspect we are unlikely to come to any sort of satisfying agreement. I believe, fundamentally, a landlord who makes a profit is immoral. Therefore, I'm not interested in understanding someone's financial responsibility. I believe financial responsibility is not an adequate proxy for general responsibility for the reasons I've stated above (criminal backgrounds, poverty, lack of education, etc) that shouldn't be barriers to getting housing. My guess is that if we are unable to agree on credit checks as unnecessarily invasive, then I really don't think we'll come to a reasonable stopping point for "landlords are fundamentally an immoral enterprise". If you'd like to have the last word in the thread, by all means.
- bpt3 6y ago
  I don't think we're talking past each other; I think you have some very strange definitions of commonly used words and terms or you're just being intellectually dishonest. On the off chance you actually respond to this: > I believe, fundamentally, a landlord who makes a profit is immoral. Therefore, I'm not interested in understanding someone's financial responsibility. Are you not charging your tenants to occupy a portion of your home? If you are, you're profiting. If you aren't, everything else you said in this thread is misleading at best. > I believe financial responsibility is not an adequate proxy for general responsibility for the reasons I've stated above (criminal backgrounds, poverty, lack of education, etc) that shouldn't be barriers to getting housing. The entire risk management industry disagrees with you. I'll go with them over your half-baked beliefs. > My guess is that if we are unable to agree on credit checks as unnecessarily invasive, then I really don't think we'll come to a reasonable stopping point for "landlords are fundamentally an immoral enterprise". Something we agree on! > If you'd like to have the last word in the thread, by all means. Thanks for exposing me to a new level of cognitive dissonance, where a landlord claims that landlords are immoral and should not exist.

by bpt3 6y ago

Pfhreak 6y ago

You and I are talking past one another, and I suspect we are unlikely to come to any sort of satisfying agreement. I believe, fundamentally, a landlord who makes a profit is immoral. Therefore, I'm not interested in understanding someone's financial responsibility. I believe financial responsibility is not an adequate proxy for general responsibility for the reasons I've stated above (criminal backgrounds, poverty, lack of education, etc) that shouldn't be barriers to getting housing. My guess is that if we are unable to agree on credit checks as unnecessarily invasive, then I really don't think we'll come to a reasonable stopping point for "landlords are fundamentally an immoral enterprise". If you'd like to have the last word in the thread, by all means.

bpt3 6y ago
I don't think we're talking past each other; I think you have some very strange definitions of commonly used words and terms or you're just being intellectually dishonest. On the off chance you actually respond to this: > I believe, fundamentally, a landlord who makes a profit is immoral. Therefore, I'm not interested in understanding someone's financial responsibility. Are you not charging your tenants to occupy a portion of your home? If you are, you're profiting. If you aren't, everything else you said in this thread is misleading at best. > I believe financial responsibility is not an adequate proxy for general responsibility for the reasons I've stated above (criminal backgrounds, poverty, lack of education, etc) that shouldn't be barriers to getting housing. The entire risk management industry disagrees with you. I'll go with them over your half-baked beliefs. > My guess is that if we are unable to agree on credit checks as unnecessarily invasive, then I really don't think we'll come to a reasonable stopping point for "landlords are fundamentally an immoral enterprise". Something we agree on! > If you'd like to have the last word in the thread, by all means. Thanks for exposing me to a new level of cognitive dissonance, where a landlord claims that landlords are immoral and should not exist.