3 ms·
Your insurance as the property owner can cover vandalism, theft, and other intentional damage if you choose (and you should for all the reasons listed in this t
by bpt3 6y ago
Your insurance as the property owner can cover vandalism, theft, and other intentional damage if you choose (and you should for all the reasons listed in this thread).
- novok 6y agoWhen I tried shopping online for it as a research project, it explicitly excluded intentional damage in the fine print, and there was no extra option to purchase it separately. Could someone show me a policy that has that explicitly, or at the very least does not exclude it explicitly like I found?
- bpt3 6y agoI'm not going to share the details of my own policies, but every major insurer offered it to me without asking. Maybe it's state or region dependant. Or are you talking about intentional damage by the owner?
- novok 6y agoMore intentional damage by the renter for the landlord's policy. Usually the exception is under the wording of 'vandalism'. I think intentional damage by someone who bought the place is an OK thing to have an exception for. Although I wonder if banks have insurance for that case.