If you accept a billing agreement with a merchant on your PayPal account, that merchant becomes able to charge your PayPal account without confirmation. https:

If you accept a billing agreement with a merchant on your PayPal account, that merchant becomes able to charge your PayPal account without confirmation. https://www.paypal.com/uk/smarthelp/article/what-is-a-billing-agreement-and-how-does-it-work-faq1848 https://www.paypal.com/uk/smarthelp/article/what-is-a-billin... To cancel the billing agreement, follow these instructions: https://www.paypal.com/us/smarthelp/article/how-do-i-cancel-a-billing-agreement,-automatic-recurring-payment-or-subscription-on-paypal-faq2254 https://www.paypal.com/us/smarthelp/article/how-do-i-cancel-... Some merchants encourage or force a billing agreement before the customer can make a purchase. The PayPal UI does not make a strong distinction between entering into a billing agreement and making a standard purchase. For users who are not familiar with the PayPal checkout process, the billing agreement UI looks just like a normal step in the process.