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How do you think a review process works? It's not instant. When you try to process the payment, the OFAC check fails, and it's flagged for manual review. Only o

• ponker 6y ago
  What is “manual review” here? The reviewer doesn’t have the ability to send the transaction through. It went to the circular file.
  • tresCommatoso 6y ago
    To get away as a bad apple is to make a valid buisness with a auto-flagged name, get reviewed and de-flagged as a mistake - then use the "reviewed" account for money laundering, weapons or drug trade. Most systems will not re-check again on a false-positive that already consumed money. There is a whole buisness out there, making real-fake-door companys for just this. Surprisingly, using a very common name or a already dubious name does not work as well. The trick here, is to follow expected algo optimizations to reduce money spend on reading through transaction history of a flagged case.
• neotek 6y ago
  As a retailer who has been stung by this bullshit with PayPal many times in the past, I can tell you with absolute certainty that the payment doesn't go through ever, at all. It isn't flagged and reviewed, it's just outright rejected with a cryptic error message indicating that someone, somewhere breached PayPal's terms of service. No money leaves the customer's account, no money arrives in the vendor's account; the process simply fails.