How does that article imply we’re heading for one national bank? Is it that banks have consolidated into the big 4 and that eventually they would continue to me

How does that article imply we’re heading for one national bank? Is it that banks have consolidated into the big 4 and that eventually they would continue to merge? That’s already a big assumption. Then there’s the coming disruption of what classical banking looks like. Square, PayPal, and Robinhood are already making inroads. PayPals worth more than most of the big 4.