>This is more or less legally required for any company that moves money in the United States of America. You will probably find the same issues with the same te

>This is more or less legally required for any company that moves money in the United States of America. You will probably find the same issues with the same terms on any other banking for financial body. No you won't because names are not unique. Banks and credit unions tend to have sophisticated data analysis, unlike the knuckleheads at PayPal. When I heard about this nonsense years ago, I put some of the banned words in the memo area of checks and transferred money between two credit union accounts. They went through. I did the same thing using electronic transfers between accounts. Again, they went through without any problem. https://imgur.com/a/RnpRm https://imgur.com/a/RnpRm A person put the words "James Kang" in a donation to the Red Cross that stated he was testing these banned words and PayPal, in their infinite stupidity, froze the transaction.