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The payments won’t still go through - if you look at the links, PayPal is returning a big red error message to customers. It doesn’t look like PayPal is doing a

The payments won’t still go through - if you look at the links, PayPal is returning a big red error message to customers. It doesn’t look like PayPal is doing any kind of review, they are just blocking all transactions with Tardigrade in the associated text anywhere.

derision 6y ago
How do you think a review process works? It's not instant. When you try to process the payment, the OFAC check fails, and it's flagged for manual review. Only option is to show the user an error
- ponker 6y ago
  What is “manual review” here? The reviewer doesn’t have the ability to send the transaction through. It went to the circular file.
  - tresCommatoso 6y ago
    To get away as a bad apple is to make a valid buisness with a auto-flagged name, get reviewed and de-flagged as a mistake - then use the "reviewed" account for money laundering, weapons or drug trade. Most systems will not re-check again on a false-positive that already consumed money. There is a whole buisness out there, making real-fake-door companys for just this. Surprisingly, using a very common name or a already dubious name does not work as well. The trick here, is to follow expected algo optimizations to reduce money spend on reading through transaction history of a flagged case.
- neotek 6y ago
  As a retailer who has been stung by this bullshit with PayPal many times in the past, I can tell you with absolute certainty that the payment doesn't go through ever, at all. It isn't flagged and reviewed, it's just outright rejected with a cryptic error message indicating that someone, somewhere breached PayPal's terms of service. No money leaves the customer's account, no money arrives in the vendor's account; the process simply fails.
hennedo 6y ago
Tried this with my german paypal account. Several 1cent payments were flagged, reviewed and then accepted. One 2€ payment was reviewed, flagged and hold back until I describe the details of this transaction.

derision 6y ago

How do you think a review process works? It's not instant. When you try to process the payment, the OFAC check fails, and it's flagged for manual review. Only option is to show the user an error

ponker 6y ago
What is “manual review” here? The reviewer doesn’t have the ability to send the transaction through. It went to the circular file.
- tresCommatoso 6y ago
  To get away as a bad apple is to make a valid buisness with a auto-flagged name, get reviewed and de-flagged as a mistake - then use the "reviewed" account for money laundering, weapons or drug trade. Most systems will not re-check again on a false-positive that already consumed money. There is a whole buisness out there, making real-fake-door companys for just this. Surprisingly, using a very common name or a already dubious name does not work as well. The trick here, is to follow expected algo optimizations to reduce money spend on reading through transaction history of a flagged case.
neotek 6y ago
As a retailer who has been stung by this bullshit with PayPal many times in the past, I can tell you with absolute certainty that the payment doesn't go through ever, at all. It isn't flagged and reviewed, it's just outright rejected with a cryptic error message indicating that someone, somewhere breached PayPal's terms of service. No money leaves the customer's account, no money arrives in the vendor's account; the process simply fails.

hennedo 6y ago

Tried this with my german paypal account. Several 1cent payments were flagged, reviewed and then accepted. One 2€ payment was reviewed, flagged and hold back until I describe the details of this transaction.