If any "cryptocurrency institution" is under the same scrutiny as a regular bank then it may get the same conditions. Otherwise most people want currency that

If any "cryptocurrency institution" is under the same scrutiny as a regular bank then it may get the same conditions. Otherwise most people want currency that they can use anywhere ideally also without the use of any tech, that is stable, and "chaperoned" by institutions that are under some pretty intense supervision (all things considered).