That's a great point. In my experience, this is what makes bootstrapping your own startup the most practical option if you are older and have more commitments,

That's a great point. In my experience, this is what makes bootstrapping your own startup the most practical option if you are older and have more commitments, because who wants to give money to someone who can only commit 10 or less hours a week to something? Maybe I'm wrong about this because I've never actually tried to get funding for anything, but the ycombinator program definitely seems that way. My wife certainly isn't going to agree to move to SF and live on that kind of money. I'd have to have another income stream or a lot of money in the bank. I'd be curious to know how people have gotten around this.