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Not at all. The bank is just an intermediary between the central bank and you. There are people in NL/BE/DK who actually get/got money on their mortage, monthly
by the-dude 6y ago
Not at all. The bank is just an intermediary between the central bank and you. There are people in NL/BE/DK who actually get/got money on their mortage, monthly, just like a mortage payment but in reverse.
edit: for example, my mortage was the monthly Euribor-rate + 0.9% margin. Euribor-rate = -0.5, I pay 0.4%. But there are people who managed to get just a 0.5% margin. They pay nothing or get money back.