That’s correct. I had someone take $40 out of my account this way a while back. My credit union was great about it, refunding my money and generally straighteni

That’s correct. I had someone take $40 out of my account this way a while back. My credit union was great about it, refunding my money and generally straightening out the situation for me. But, in order to fix it, they had to close my account. This alone was more than $40 in inconvenience for me, but there was literally nothing else that could be done. I had no idea how my account information got compromised (or, even if it was compromised), and I’m not sure what I would have done had my account information been leaked again via the same channel.