This feels similar to the other irritating assumption banks in the UK and EU make - that you have your phone on you and able to receive messages every time you

This feels similar to the other irritating assumption banks in the UK and EU make - that you have your phone on you and able to receive messages every time you make an online transaction. Every time I want to buy something online I have to walk down the street to get enough signal to receive a text message. There is no alternative or opt-out. Infuriating.