This. It's a pain in the ass and I've been bitten by it several times. Most recently, trying to transfer funds to my own son. It's a great example of a "good in

This. It's a pain in the ass and I've been bitten by it several times. Most recently, trying to transfer funds to my own son. It's a great example of a "good in theory, devil in detail" system. Barclays does it well: they check and warn but still allow a transaction if names don't match. Santander does it badly: they check and fail, with no way to get around the system if names don't match. Barclays generally does great UX and Santander sucks, so the above comes as no surprise whatsoever...