Singapore has this figured out, it's not THAT hard, especially when you have a solid national identity / SSO design. You can use phone number or national ID nu

Singapore has this figured out, it's not THAT hard, especially when you have a solid national identity / SSO design. You can use phone number or national ID number to register and that's all that is needed but you can set a display name freely if you don't want your name to leak via reverse lookup. Generating QR also is available right in app and accepted pretty much universal via the same app you can check in for contact tracing or logging into government services or banks. Opening an account now is as simple as confirming a personal data sharing request sent to your app - no more paper forms https://www.straitstimes.com/tech/singpass-to-be-upgraded-to-nrics-digital-equivalent https://www.straitstimes.com/tech/singpass-to-be-upgraded-to...