Could you change the deductible? Mine is $500, and it's just not worth losing any sleep over it. I still lock the bike because it's a hassle to not have your bi

Could you change the deductible? Mine is $500, and it's just not worth losing any sleep over it. I still lock the bike because it's a hassle to not have your bike when you need it, but life is too short to be lived in obsessive anxiety over locks.