4 ms·
This is just a core component of Amazon's business model which can best be characterized as "intentional oversight", where little effort is made against illegit
by waihtis 6y ago
This is just a core component of Amazon's business model which can best be characterized as "intentional oversight", where little effort is made against illegitimate users and scenarios if they bring in revenue for them. It has been true for a very long time in many different scenarios, including physical piracy and (via hearsay) lax credit card validation policies.
- my123 6y ago> lax credit card validation policies However, if you try to pay through a bank account (at least in Germany), it's an utter pain. Same with Maestro debit cards...
- Schiendelman 6y agoThat’s because you have consumer protection laws putting Amazon on the hook if that use was unauthorized.
- amaccuish 6y agoI tried this the other day since amazon.de kept bugging me about it. But what's the point. Like is it cheaper for Amazon than Mastercard? If I pay with my mastercard I get a notification instantly and the money disappears. With SEPA-Lastschrift it takes ages and makes budgeting difficult.
- gruez 6y ago>and (via hearsay) lax credit card validation policies. Is that really a problem? AFAIK in card not present transactions (aka. buying stuff online), the merchant is eating the cost of chargebacks.
- waihtis 6y agoI dont know enough to confidently comment, but at the time the approach was clearly distinct from everyone else in the market