Yikes. Multiple tightropes to walk. It's likely the borrower in some situations doesn't understand simple interest and how quickly it can compound at high inte

Yikes. Multiple tightropes to walk. It's likely the borrower in some situations doesn't understand simple interest and how quickly it can compound at high interest rates. On the opposite spectrum, denying things to people because "they're not [educated|correct skin color|correct political affiliation|member of some social group]" has been used to deny many many people the right to vote, protest, socialize, or ironically, obtain an education.