> Furthermore, when consumers are forced to pay for goods and services in cashless transactions, they (as well as the businesses where they shop) are also often

> Furthermore, when consumers are forced to pay for goods and services in cashless transactions, they (as well as the businesses where they shop) are also often forced to incur added expenses in the form of network and transaction fees. I don’t understand this part. The vendor sets prices and knowingly forgoes cashless transactions. Surely they can be trusted to make an informed financial decision without this regulation (the arguments regarding cash-only customers and privacy are separate issues).