I completely agree. The differentiator of "property" is that you're always going to need somewhere to live. If you have a whole portfolio then it's similar to a

I completely agree. The differentiator of "property" is that you're always going to need somewhere to live. If you have a whole portfolio then it's similar to any other bet/investment you might make on a share price - your investment might go up, it might go down - but it's not going to make you homeless. If you have no financial connection to property where you live, you're taking a giant risk.