You're right on the money here. I'm old enough to remember when you could start a business by going down to the bank and borrowing money with a 5 year term. T

You're right on the money here. I'm old enough to remember when you could start a business by going down to the bank and borrowing money with a 5 year term. The problem is you can't play in a winner take all market with a slow steady growth model any longer. The multi national monopoly with a stake closest to your business model will just crush you for fun. This results in new ideas being go big or go home. May as well not play unless you're going to over borrow and try to grow so fast that you corner the market over night. Once you get the market cornered though, you gotta pay back that loan. It would be rad if there was enough pie for people to have a good idea and get some customers and pay all their people and go home without needing endless growth.