It unclear to me what investment of a 20% down payment the author thinks is going to have net returns greater than the leveraged real estate investment. Also t

It unclear to me what investment of a 20% down payment the author thinks is going to have net returns greater than the leveraged real estate investment. Also the statement “Especially, in big cities where down payments are huge, renting is always a better idea” is just straight up wrong and it’s uncomfortable to me that people write financial advice articles with such a clear lack understanding of markets, real estate, and motives of home buyers.