Yeah, from what I can tell, ad-hoc distribution will take care of a lot of the issues. My understanding is anyone can develop any application and install it on

Yeah, from what I can tell, ad-hoc distribution will take care of a lot of the issues. My understanding is anyone can develop any application and install it on their own phone and up to 100 other users, without authority from Apple. You save the $99 fee, and you can make whatever you like.