3 ms·9) The interviewee's friend could have been quoting his after-tax and/or after-loan take-home salary.by jimktrains2 16y ago9) The interviewee's friend could have been quoting his after-tax and/or after-loan take-home salary.allwein 16y ago10) He was laid off a couple years ago but through some glitch in the payroll department, he still receives a paycheck.metageek 16y ago11) He gets lower salary because he negotiated higher benefits instead. More options, for example.