3 ms·
HMOs are poorer quality insurance. PPOs you don't need referrals - you don't have to make two appointments if you need to see a specialist or convince your prim
by 1auralynn 6y ago
HMOs are poorer quality insurance. PPOs you don't need referrals - you don't have to make two appointments if you need to see a specialist or convince your primary care doctor it's necessary.
- Jommi 6y agoWhy wouldnt you get an opinon from your doc first before getting a specialist you might not even need?