4 ms·

Why not just use on HMO?

• 1auralynn 6y ago
  HMOs are poorer quality insurance. PPOs you don't need referrals - you don't have to make two appointments if you need to see a specialist or convince your primary care doctor it's necessary.
  • Jommi 6y ago
    Why wouldnt you get an opinon from your doc first before getting a specialist you might not even need?