Ouch, I also went to a level 1 trauma hospital after I got hit on my bike (no head injuries, but broken pelvis, femur, vertebrae, ribs), but Kaiser covered almo

Ouch, I also went to a level 1 trauma hospital after I got hit on my bike (no head injuries, but broken pelvis, femur, vertebrae, ribs), but Kaiser covered almost all of that (to the tune of $250K). I ended up with maybe $40K of out-of-pocket, and recovered that in the insurance settlement (Kaiser even agreed to only take $125K of the settlement, which was friendly of them). Not the best lottery to play, no matter what, but I'm sorry to hear your experience was so terrible.