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Except that it doesn't even really cover every-day expenses... Yes, if you have a catastrophic event it will kick in, but realistically if you are a healthy per
by poulsbohemian 6y ago
Except that it doesn't even really cover every-day expenses... Yes, if you have a catastrophic event it will kick in, but realistically if you are a healthy person, you are paying hundreds per person per month for coverage, plus will pay out of pocket for most of your care in a year before hitting that $5K+ deductible. It's simultaneously too expensive to not have insurance AND too expensive to go to the doctor.
I'll never quite understand why I have to pay out $XXX for a blood test that might give me preventative feedback about my health, yet once I finally get heart disease, cancer, diabetes, etc, magically the health system and health insurance system kick in. The whole system is perverse.
- lotsofpulp 6y ago> It's simultaneously too expensive to not have insurance AND too expensive to go to the doctor. Because healthcare is too expensive for Americans. Adding insurance doesn’t make the healthcare stop being expensive, it just helps distribute the costs more evenly across the population. Like universal taxpayer funded healthcare would. In order to bring healthcare costs down, the supply of healthcare and number of sellers of healthcare in the market would need to increase.